Income Over Wealth, as audio.
Every video from the YouTube channel, on the podcast app you already use. Social Security timing, Roth conversion windows, turning savings into monthly income. Most episodes run about fifteen minutes.
- E36Once You See This Number, You Stop Worrying About Running Out of MoneyOctober 24, 2026
One number ends the fear of running out of money in a way a bigger balance never does, and you can work out your own tonight
- E35Retire at 50, 55, or 60? Here's Exactly How Much Income You NeedOctober 20, 2026
One couple's $7,000-a-month life priced at each retirement age, and why the age you stop changes how much income you need
- E34I Lived on Rental Income for 4 Years (The Brutal Truth)October 17, 2026
What four years of living on about $4,000 a month from 6 rental properties was actually like, after leaving the Air Force at 33
- E333 Assets That Replace a Paycheck in RetirementOctober 13, 2026
Three assets that pay you every month without selling shares, each priced on what it takes to produce the same $5,000 a month
- E32The Savings Number That Finally Lets You Stop WorkingOctober 10, 2026
A 56-year-old with $900,000 prices his bills as monthly income, and the date he can stop working comes in years sooner than the 4% rule says
- E31How Much $500K, $1M, and $2M Really Give You Every Month in RetirementOctober 6, 2026
What $500K, $1M and $2M pay each month in retirement, priced with the 4% rule and with an income-first setup built on mortgage notes
- E30Watch a $500K Roth Conversion Save Six Figures, Start to FinishOctober 3, 2026
One couple, one $500,000 conversion, priced year by year to show why the same $100,000 costs about 30% at 63 and about 11% at 65
- E295 Signs You're More Ready to Retire Than You ThinkSeptember 29, 2026
Five conditions that decide whether you can retire, and how to check each one against your own household
- E28Is Your Retirement Cash in the Right Place? 4 Options, RankedSeptember 26, 2026
Four places to keep retirement cash, ranked for the money you plan to spend, and how much of your money belongs in them
- E278 Things Retirees Wish They'd Known at 55September 22, 2026
Eight retirement decisions with real deadlines, most of which close before 65, and why 55 is when they are all still open
- E2625 Retirement Withdrawal Strategies, Tested. One Keeps WinningSeptember 19, 2026
Morningstar tested nine withdrawal methods and Stanford compared 292, and the approach that keeps winning doesn't start with a rate
- E25After 60, Never Keep Your Money in These 7 PlacesSeptember 15, 2026
Seven places retirement money sits after 60, and why the account it sits in decides what happens to it
- E24Why a Will Isn't Enough to Keep Your House Out of CourtSeptember 12, 2026
A will does not keep your house out of probate court, and the deed on file is what decides whether your kids wait on a judge
- E23How Much You Actually Need for $3,000 a Month in RetirementSeptember 8, 2026
What $3,000 a month of retirement income actually costs, priced three ways: the 4% rule, a bond ladder, and private mortgage notes
- E22What a 30% Crash Does to Your First Year of RetirementSeptember 5, 2026
What a 30% drop in year one actually costs on a $1,000,000 portfolio, and the three things that decide whether it stays a dent or becomes permanent
- E21The Math That Convinces People to Stop Working at 58September 1, 2026
What one more year of work at 58 is actually worth, in dollars a month, and the four things that decide whether it's worth taking
- E20Average Net Worth by Age 55/60/65 (Where Do You Stand?)August 25, 2026
The median net worth at 55, 60, and 65, and how much of that number is money you could actually spend
- E197 Taxes Smart Retirees Legally Stop PayingAugust 29, 2026
Seven taxes that stop completely in retirement, and the age or condition that closes the window on each one
- E18The Portfolio Size Where Dividends Cover Your BillsAugust 22, 2026
The portfolio it actually takes to cover your bills with dividends, at today's yields, before and after Social Security
- E17The 8 Real Retirement Income Streams (Your 401k Isn't One)August 18, 2026
Eight income streams your assets can pay you without selling anything or clocking in, and the two things people wrongly count as income
- E16After 60, Never Share These 6 Things With Your Adult ChildrenAugust 11, 2026
Six money details worth keeping to yourself after 60, and what each one costs you once your adult kids know them
- E15How Private Mortgage Notes WorkAugust 5, 2026
How a private mortgage note actually works, from the two documents behind it to what happens when a borrower stops paying
- E14The Surprise Bill That Hits Two Years After You Sell Your HouseAugust 15, 2026
Selling your house at 63 can raise the first Medicare premium you pay at 65, because of how Medicare reads your tax return
- E13Why So Many People Die Right After They RetireAugust 8, 2026
The data on whether retiring itself shortens your life, and the slower risk that shows up when you retire into nothing
- E127 Things Wealthy Retirees Refuse to Buy (But Poor Ones Do)August 1, 2026
Seven purchases that feel earned in retirement and turn savings into a monthly expense, with the real math on each one
- E11Losing Your Job at 60 Can Actually Make You RicherJuly 28, 2026
A layoff in your late 50s or early 60s comes with money you never get if you quit, plus a rare window to cut your tax bill
- E10The $300,000 Nursing Home Trap (And How to Avoid It)July 25, 2026
A long nursing home stay can top $300,000, Medicare covers almost none of it, and here's how to protect your house and your spouse
- E9After 59½, Your IRA Can Do Things Your Brokerage Won't AllowJuly 21, 2026
How a self-directed IRA actually works: what it can hold, what it costs, and the rules that keep you safe.
- E8The Dark Side of Retiring AbroadJuly 18, 2026
The costs that never make the cost-of-living math, and a few that can break the whole plan.
- E712 Things That Disappear the Day You Retire (Some Are Gone Forever)July 14, 2026
What you lose when you retire goes way beyond the paycheck, and some of it is gone for good.
- E6Why Smart Retirees Never Pay Cash For a CarJuly 11, 2026
Paying cash at the dealership can cost you more than financing does. Here's the math and the move.
- E5Once Your Portfolio Hits This Number, Saving More Barely MattersJuly 7, 2026
The three crossover points where compounding takes over your portfolio, and the moves to make after each.
- E4After 55, Never Disclose These 8 Things To AnyoneMay 2, 2026
Eight disclosures that quietly expose you to financial risk after 55, and why each one matters more now.
- E3The 6 Wealth Tiers in Retirement (Where Do You Rank?)April 26, 2026
The real net worth ranges for each retirement wealth tier, and what life actually looks like at each one.
- E2Got A Pension? Stop Following Normal AdviceApril 14, 2026
The WEP and GPO repeal, the 8% claiming rule, and why pension holders need a different playbook.
- E19 Costly Retirement Mistakes People Make After 55 (And Regret Later)April 11, 2026
Nine decisions that look responsible on the surface and cost real money once the math plays out.