Topic
Taxes and RMDs
The bill that arrives after you stop working.
Tax is the largest controllable expense most retirees have, and the window to do anything about it is narrower than people expect. These cover required distributions, the deductions available now, where you live, and the Medicare surcharge that follows a big year.
- July 27, 2026The 2026 RMD Rules and the Inheritance Trap Inside Your 401(k)How the 2026 RMD rules work, what changed this year, and why a traditional 401(k) is the most expensive account to leave your kids.
- August 26, 2026The $6,000 Senior Deduction Saves Less Than You ThinkWhat the new $6,000 senior tax deduction actually saves by bracket, who it skips, and the four-year Roth conversion window it opens.
- August 22, 2026Six State Taxes That Cost Retirees More Than Income TaxProperty tax, sales tax, local income tax and three more state taxes that can cost retirees more than the income tax rate they moved to avoid.
- August 15, 2026How Selling Your House Can Raise Your Medicare Premiums Two Years LaterSelling your house can raise your Medicare premiums two years later. How the IRMAA lookback works, what it costs in 2026, and what to do before you sign.