Topic
Taxes and RMDs
The bill that arrives after you stop working.
Tax is the largest controllable expense most retirees have, and the window to do anything about it is narrower than people expect. These cover required distributions, the deductions available now, where you live, and the Medicare surcharge that follows a big year.
- July 27, 2026The 2026 RMD Rules and the Inheritance Trap Inside Your 401(k)How the 2026 RMD rules work, what changed this year, and why a traditional 401(k) is the most expensive account to leave your kids.
- August 26, 2026The $6,000 Senior Deduction Saves Less Than You ThinkWhat the new $6,000 senior tax deduction actually saves by bracket, who it skips, and the four-year Roth conversion window it opens.
- August 22, 2026Six State Taxes That Cost Retirees More Than Income TaxProperty tax, sales tax, local income tax and three more state taxes that can cost retirees more than the income tax rate they moved to avoid.
- August 15, 2026How Selling Your House Can Raise Your Medicare Premiums Two Years LaterSelling your house can raise your Medicare premiums two years later. How the IRMAA lookback works, what it costs in 2026, and what to do before you sign.
- August 30, 2026The New $6,000 Senior Deduction and Three Ways Retirees Lose ItThe 2026 tax brackets, the new $6,000 senior deduction, and the three mistakes that phase it out and raise Medicare premiums later.
- August 31, 2026The RMD on a $1.5 Million 401(k) and What It Costs You in TaxesWhat a $1.5 million 401(k) forces you to withdraw at 73, the tax bill for married and single filers, and four ways to lower it.
- August 30, 2026How to Pay Less Taxes in Retirement by Controlling Which Year Income Shows UpThe Roth conversion window, the 0% capital gains rate, the ACA subsidy cliff, HSA timing, and which account your heirs should inherit.
- September 3, 2026How a Married Couple Can Pay $0 Taxes on $100,000 of Retirement Income in 2026How a married couple can collect $100,000 of retirement income in 2026 and owe no federal tax, using four income buckets and the senior deductions.
- September 2, 2026The Roth Conversion Medicare Cliff That Costs $2,000 a YearHow the $150,000 senior deduction phase-out and the $218,000 IRMAA cliff cap what you can safely convert to a Roth in 2026.